Using the Mike Layne website
These Terms of Use apply to mikelayne.com and the free content and downloads provided by Mike Layne Media, LLC (“we,” “us,” or “our”). Please read them before using the site. By using the site, you agree to these terms to the extent permitted by applicable law. If you do not agree, please stop using the site.
Questions about these terms can be sent to [email protected].
Education, not personalized advice
Our articles, guides, worksheets, emails, and other materials provide general education and personal perspectives. They are not individualized financial, investment, tax, accounting, legal, or other professional advice. Using the site or contacting us does not create an adviser-client or other professional relationship.
Your situation, obligations, goals, and tolerance for risk matter. Evaluate information independently and consult a qualified professional when you need advice about your circumstances. See our Disclosures for more about financial education, earnings, and affiliate relationships.
No guaranteed outcome
We do not promise that an idea, tool, guide, or strategy will produce income, savings, business growth, investment returns, or any particular result. Business and investing involve risk, including the possibility of losing money. Examples and calculations are illustrations unless expressly identified otherwise, and they may omit factors that matter in your situation.
Your use of our content
Unless a resource states otherwise, you may read, download, and print our free materials for your own personal, noncommercial use. You may share links to our pages and quote brief excerpts with clear attribution and a link to the source, subject to applicable law.
You may not sell, redistribute, republish, or present our guides, worksheets, articles, branding, or other materials as your own without written permission. This does not limit uses allowed by copyright law, including fair use. Third-party names, trademarks, and materials belong to their respective owners.
Use the site responsibly
Do not use the site to break the law, infringe someone’s rights, send spam, distribute malicious software, interfere with site operation, or try to access information or systems you are not authorized to use. We may restrict access when reasonably necessary to protect the site, its users, or others, subject to applicable law.
Free guides and emails
Signup forms explain what you will receive. A guide signup may include the stated follow-up emails and subsequent practical or promotional emails. You can unsubscribe from marketing emails using the unsubscribe link. Our Privacy Policy explains how information is handled.
A free download does not obligate you to purchase a tool or service mentioned in it. If we offer paid products or subscriptions in the future, the applicable price, delivery, cancellation, and refund terms will be presented with that offer.
Outside links and services
We may link to other websites, tools, products, or services, including through affiliate links. Those providers control their offerings, availability, prices, privacy practices, and terms. Review their current terms before signing up or buying. We do not control or guarantee their performance, and a link is not a promise that an offering is appropriate for you.
Accuracy and availability
We aim to make the content useful and accurate, but information can become outdated or contain errors. We may correct, update, or remove content and change or discontinue site features. We do not guarantee uninterrupted access or that every resource will remain available.
Disclaimers and limits
To the extent permitted by applicable law, the site and its materials are provided “as is” and “as available,” without express or implied warranties, including warranties of merchantability, fitness for a particular purpose, and noninfringement.
To the extent permitted by applicable law, Mike Layne Media, LLC is not liable for indirect, incidental, special, or consequential losses arising from use of the site or reliance on its general educational content. Nothing in these terms excludes liability that cannot legally be excluded, limits nonwaivable consumer rights, or excuses fraud or intentional misconduct.
Changes and questions
We may revise these terms by updating this page and its date. Changes apply prospectively, subject to any notice or consent required by law. If a provision is unenforceable, the remaining provisions continue to apply to the extent permitted by law.
For permissions, questions, or concerns, contact [email protected].
